Realty Insurance

Our Realty package is formulated to protect real estate–based businesses from the common risks encountered when owning or renting property, including loss of rental income due to property damage.

Target classes

This package is designed for owners or property managers of:

Office buildings
Vacant land
Industrial buildings with manufacturing or wholesaling tenants
Residential buildings, including apartments, condominiums and townhouses
Retail buildings, including strip plazas, enclosed malls and single retail outlets (big box stores)
 

Eligibility

To be eligible for this package, the business must meet the following criteria:

  • The primary risk is building ownership
  • The business has up to 10 locations
  • The building is 15 storeys or less
  • The building is up to 35 years old or, if older, has been updated in the last 20 years

Package highlights

This package provides the same coverage as our standard Commercial Insurance package policy, and is enhanced to include coverage specific to the realty sector.

Coverage

Limit

Gross Rentals

Actual loss sustained up to 12 months, maximum of $2,000,000

Master Key

$25,000

Newly Acquired Buildings & Contents

$1,000,000

Employee Benefits Errors and Omissions

$1,000,000

Tenants Legal Liability

$300,000 (any one premise)

The following optional coverages may be added to optimize protection: Sewer Back-up, Flood, Earthquake and Umbrella Liability.

Documents

How do I place business with RSA?

Commercial Insurance - Montreal Office
Commercial Insurance Mailbox - Quebec Office

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